Back to examplesDemo Scenario — Freelance Marketplace

Commission-Based Freelance Marketplace

A marketplace connecting freelance designers with businesses. We charge a 15% commission on each completed project. Payments flow from client to platform to freelancer.

Key inputs provided:

Money moves between users?Yes
Who controls funds?Platform holds temporarily
Revenue modelCommission on transactions
Promises returns?No
Investment activity?None
Data handlingPersonal and financial data

Safe to Launch

Based on what you've told us, this platform can launch in Australia under the conditions below.

✓ Cleared

Decision confidence

High confidence based on your inputs

Platform type:marketplace
Primary risk area:May require AUSTRAC registration
Key factor:You use a third-party payment processor like Stripe

Assumptions used in this decision

  • •Funds are held temporarily only for settlement purposes
  • •Each transaction is independent
  • •Where you selected "unsure", we assumed the higher-risk scenario
  • •Analysis based on current Australian law (Corporations Act 2001, AML/CTF Act, Privacy Act 1988, ACL)
  • •This assessment is point-in-time only — regulations change frequently

If any of these change, your launch status may change. Re-check your clearance if your platform model shifts.

What to do next

Priority order — start at the top

1
Keep in mind

Use a licensed payment processor (Stripe, PayPal, etc.) that handles funds settlement

2
Keep in mind

Clearly disclose your 15% commission before users commit to transactions

3
Keep in mind

Implement a Privacy Policy covering collection, use, and disclosure of personal information

4
Keep in mind

Ensure terms clarify that you're a platform, not an employer or financial institution

Growth Readiness

Stripe Compatibility✓ Yes
Investor Red Flags✓ None

This reflects how payment providers and early investors typically view platforms like yours.

See how your platform compares

Get your launch status now
ClearLaunch

The complete launch platform for every new business.
Launch smarter. Grow faster.

ClearLaunch provides launch tools, directories, and AI assistance. It does not provide legal, financial, or tax advice.

Always consult qualified professionals for complex regulatory matters.

© 2026 ClearLaunch. All rights reserved.